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Salary Stretch Loan

Need Cash Fast? Get Chinatrust Salary Stretch, the all-purpose, no-collateral personal loan that comes with flexible terms of 12, 18, 24, and 36 months, at very competitive rates. This is offered to salaried individuals and professionals who are regular employees of their respective companies.

This program is directly offered to salaried individuals and professionals who have the following qualifications:

  • 23 to 60 years old upon loan maturity
  • Minimum gross monthly pay of P15,000 (for Metro Manila-based applicants); or P10,000 (for non-Metro Manila-based applicants)
  • Have at least one (1) year work experience with current employer or should have been employed for the last three (3) years (depending on the industry)
  • With home or office landline
  • With good credit standing


    List of Basic Requirements:

  • Completely-filled up application form
  • Photocopy of employee ID (with photo and signature)
  • Photocopy of latest ITR (BIR Form 2316)
  • Latest one (1) month pay slip

    Note: Other documents may be required to process the loan


Those interested may apply directly at the following Consumer Finance Centers:

Chinatrust Consumer Finance Center – Makati
11th Floor, Lepanto Building, 8747 Paseo de Roxas, Makati City

Chinatrust Consumer Finance Center – Cebu Magallanes
2nd Floor, Tokyu Building, 79 Magallanes St. Cebu City

Chinatrust Consumer Finance Center – Davao
2nd Floor, Brightstone Building, Monteverde Avenue corner Gempasaw St. Davao City


You may also send your COMPLETE requirements in a sealed envelope through our branches addressed to:

TO : Credit Evaluation and Approval Unit
11/F Lepanto Building 8747 Paseo de Roxas, Makati City
Subject : PL Walk-in Application of <Name of applicant>

For inquiries: call 8118999 or send email to salarystretch@chinatrust.com.ph
Click here for Application form

For inquiries, call (632) 811 8999 or send email to salarystretch@chinatrust.com.ph


Click here for Application form.

You may also view the Chinatrust Salary Stretch for Corporate. Click here.

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